Your thoughts on long-term care insurance

What stance do you favor on private long-term care insurance?

Comments:

– I recommend it to my friends who anticipate any major assets in their retirement years. My policy premiums are only $45 a month—I barely miss it now but will need it 30 years from now.

– I think it is up to the individual and which plan they choose. I have seen some plans that were not worth the cost and others that were. Buyer beware! Which long-term care insurance do you trust? Add your recommendations to the comments below.

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