AHIP: More companies choosing high-deductible health plans

Health insurance plans with low premiums and high out-of-pocket costs have always been favorite choices of individuals who rarely need medical care. Now, companies are now adopting high-deductible plans/Health Savings Accounts in record numbers, according to research from America’s Health Insurance Plans (AHIP).

Large companies are now the biggest consumer sector for plans with a deductible of at least $1,200 per individual or $2,400 per family, the July 2012 report shows. Fifty-nine percent of high-deductible plans are held by companies, compared to 55 percent in 2011 and only 19 percent in 2005.

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